Why do I need an account at Baader Bank? Baader Bank is Inyova’s BaFin regulated custodian bank. As an asset manager, we execute trades on your behalf and manage your risk. However, we are not regulated to hold your assets – only a bank can do this. Related articles Why did you choose Baader Bank as your partner bank? How can I withdraw money? What happens to my investment if Inyova goes bankrupt? Am I subject to US taxes on my US stocks? How is Inyova regulated?